Stabilized Financing Structured Financing Construction Financing Equity Placement Loan Servicing

We find the capital so you can execute your business plan.

Essex offers fee-based advisory services for the capitalization of commercial real estate projects for loans ranging from $5M to $100M+. Clients engage us exclusively to represent their financing needs and secure the best execution for their business plan. Essex has extensive access to a range of debt facilities including stabilized financing, acquisition, bridge/transitional, construction, subordinate debt, and recapitalizations.

Essex conducts comprehensive financial modeling, supports the borrower in selecting a lender based on financing objectives, negotiates final financing terms, and assists with the coordination of due diligence and the closing process. For more than 35 years, we have cultivated deep partnerships with various capital providers including regional banks, insurance companies, securitized lenders, credit unions, agency programs, and debt funds.

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Arcadia Crossing | $40,000,000

Stabilized Financing

Commercial real estate assets that are well-maintained with high occupancies qualify for non-recourse stabilized financing options, which offer the lowest spreads and best structures. Historically, “stabilized financings” assumed longer-term (7+ years), fixed-rate loans with yield maintenance prepayment penalties, but the lending landscape has evolved to include a variety of shorter term options with more flexibility (fixed and floating rate). Stabilized loan terms can be created and tailored to meet individual asset and business plan objectives, and Essex has the longest and strongest relationships within the stabilized financing space.

Compark Portfolio | $36,640,000

Structured Financing

The experienced professionals at Essex are experts in sourcing and structuring value-add bridge loans, mezzanine debt and preferred equity for transitional assets. Our extensive understanding of capital markets and loan structuring allows us to build and create the perfect structure for each business plan. This includes sourcing the right capital stack, ensuring that the loan agreements are structured appropriately to easily access future funding, negotiating the correct term and economics to facilitate a sale or refinance based on the specific business plan, and identifying the right capital partner to be fluid and flexible during the business plan (we all know business plans change and we need flexible partners).

Pecos Logistics Park, Phase I | $40,300,000

Construction Financing

Almost every construction project in today’s environment is increasingly complex and faces an array of challenges. As such, there are several factors to consider with the construction financing – level of recourse (completion only vs. full repayment), leverage amount, loan term (short or long), fixed vs. floating, and other loan covenants. At Essex, our goal is to be a trusted real estate capital advisor early in the process to help identify the goals and objectives, navigate the ever-changing capital markets, and alleviate any concerns of procurement and closing. The lender landscape is much more complex today with newer players in the construction financing space (insurance companies, debt funds, and other private capital) and more regulations and stress on the national, regional, and local banks.

100 Saint Paul | $17,700,000

Equity Placement

Essex has a long history and extensive track record in arranging institutional equity for large scale developments, property acquisitions and recapitalizations. We can help facilitate both project level equity, as well as programmatic partnerships with our relationship network of life insurance companies, pension funds, investment managers, and private capital.

Loan Servicing

By acting as a liaison with our correspondent lenders throughout the loan’s life cycle, we effectively bridge any communication gaps. Approximately 70% of the life company loans we originate are serviced by our affiliate, Essex Financial Services.

$5M-$100M+Loan Size

50States

All Product Types

Helping our clients finance their commercial real estate needs for over 35 years.

We find the capital so you can execute your business plan.